Zip

Yes, you can use Zip for a wide range of dental services. You can use it for the following procedures:
Credit limit: Up to $5,000.

• Interest:
  Interest-free periods ranging from three months to five years at select merchants, with a 25.9% p.a. interest rate afterwards.
• Monthly fee:
  No monthly account fee if your balance is paid off; a $9.95 fee if you have an outstanding balance at the end of the month.
• Repayments:
  Starts at $10 per week or 3% of the balance owed, whichever is higher.

With Zip, you can receive the dental care you need while distributing the costs over time. It gives you the flexibility to manage your payments, making it easier to fit your dental care into your budget.

Zip provides flexible repayment options tailored to your financial situation, making it simpler to handle dental care expenses. Here’s an overview of the repayment process:

• Initial payment:
  At just $10 per week, you can begin paying off your dental expenses. This helps you manage the cost of treatments more effectively over an extended period.
• Interest-free period:
  Zip offers an initial interest-free period, with the duration depending on the specific terms at the time of purchase. This allows you to handle your expenses without incurring immediate interest.
• Monthly charges:
  There’s a $9.95 monthly fee for Zip Money accounts.
• Adjustable repayment:
  You can opt to pay more than the minimum amount. This way, you can lower your balance more quickly while staying within your budget.
• Payment schedule:
  Starting at $10 per week, you can choose to make payments on a weekly, fortnightly, or monthly basis. Select the option that aligns with your financial needs.

This repayment structure allows you to receive dental treatments promptly while managing payments in a way that fits your financial situation.

Setting up a Zip account to manage your dental payments at The Dental Co. Windsor is simple. Follow these steps to get started:

1. Register online:
   Visit the Zip website or download the Zip app. Create a Zip Money account by providing personal details, such as your name, address, and contact information. Zip may also ask you to verify your identity and perform a credit check.
2. Access your account:
   Once approved, log in to your account to manage your payments and monitor your balance.
3. Set up repayments:
   Pick a repayment plan that suits your budget. For example, you can choose to start at $10 per week. Doing so lessens your financial burden by distributing the cost of your dental treatments over time.

Approval times for a Zip account can vary. They depend on various factors, such as the completeness of your application and the speed of the verification process. Here’s a breakdown of the steps:

1. Application Submission:
   You sign up for a Zip Money account on Zip’s website or app. You provide personal information such as your name, address, and contact details.
2. Identity and Credit Checks:
   Zip performs a series of checks to verify your identity and assess your creditworthiness. This may include a review of your financial history and a credit score check.
3. Approval Notification:
   Once the assessment is complete, you’ll receive a notification of your approval status. This will include information about your approved credit limit and other relevant account details.
4. Account Access:
   After approval, you can access your Zip account through the app or web wallet. There, you’ll find your credit limit and can begin using your account for financing.

With Zip, you can finance amounts within credit limits that range from $1,000 to $5,000. This allows you to cover various dental expenses, from routine check-ups to more extensive dental procedures.

Initially, the credit limit you receive depends on your credit assessment and account approval. If you maintain a good repayment history, you may be eligible for a higher credit limit after six months. This potential increase provides greater flexibility for larger dental expenses in the future.