PAYMENT OPTION

Access My Super

Super Access for Dental Care

You can conveniently access your superannuation funds early to cover essential dental treatments as recommended by a dentist. It provides financial relief and helps you receive the care you need without delay.

The Dental Co. recognises the importance of timely dental care, so we accept super payments. This option helps you manage your dental expenses effectively while maintaining your long-term financial well-being.

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Are You Eligible for Early Super Access?

All Australian citizens can apply for an early release of superannuation on compassionate grounds to cover essential medical expenses. This provision is designed to help individuals manage significant healthcare costs, including dental treatments, without compromising their financial stability.

Whether it’s for yourself or your dependents, this option can provide critical financial support in times of need. It enables you to prioritise timely healthcare without delay.

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Payment Options

We make dental care available, accessible, and affordable for every patient.
DentiCare Zip Pay Advantage Access My Super Humm
DentiCare Zip Pay Advantage Access My Super Humm
DentiCare Zip Pay Advantage Access My Super Humm

Benefits of Our Payment Plans

Our payment plans make high-quality dental care affordable by allowing you to spread the cost of treatments over a period that suits your budget.
We offer transparent pricing with no hidden fees. This allows you to understand the costs involved before starting any treatment.
Our payment plans are customised to fit your budget to provide flexible options tailored to meet your specific financial needs.
The application process for our payment plans is simple and straightforward, making it easy to get started with your treatment.

How Our Payment Plans Work

Our experienced team will evaluate your dental needs, provide an estimated cost and offer a range of payment plans.
With support from our staff, you can easily submit your payment plan application, either online or in our office.
Once you apply, our team expedites the approval process, allowing you to start your treatment immediately.
Select a payment schedule that fits your financial situation, from short-term to extended plans for larger treatments.
Enjoy the convenience of automatic payments, which simplify the process and keep your plan on track.

FAQs

Explore these FAQs to learn more about using super for dental expenses.

You can use your super to cover a wide range of dental treatments, including:

To apply for access to your super for dental care, here’s what you need to do:

  • Determine Eligibility:
    Review if you meet the specified conditions for accessing super on compassionate grounds. The conditions usually involve significant financial hardship or urgent medical needs, including dental care. For detailed criteria, you can refer to the Compassionate Grounds Fact Sheet.
  • Start the Application Process:
    If you qualify, Access My Super can guide you through the application process. They help you gather the necessary documents and submit your application to the Australian Taxation Office (ATO). The ATO will then assess your application and notify you of their decision.
  • Apply to Your Super Fund:
    Once the ATO approves the early release of your super, you must contact your super fund to complete the process. You’ll need to provide the ATO approval letter, the super fund’s application form, and possibly additional identification documents. Your super fund will then release the necessary funds for your dental treatment.

For more detailed information, you can visit the Access My Super Guide.

The standard processing time to receive your Letter of Approval after lodging your application with the ATO is 14 to 21 business days. Throughout the process, you’ll receive regular updates to keep you informed about the status of your application.
No, there are no restrictions on the amount you can withdraw from your super for dental care. You can access the funds necessary to cover your treatment, whether the amount is small or large, based on your specific needs.

Accessing your super for dental care may affect your retirement savings in the following ways:

  • Reduced Retirement Savings:
    Withdrawing money from your super early means you will have a smaller amount available when you retire. This can significantly reduce your financial security in retirement, as your remaining super balance will have less time to grow.
  • Tax Implications:
    Depending on your age and the way you access your super, there could be tax consequences. For example, lump sum withdrawals may be taxed differently than regular income streams. This may lead to higher tax liabilities if not managed properly.
  • Impact on Government Benefits:
    Your super balance is considered when assessing eligibility for government benefits, such as the Age Pension. A lower super balance could affect your entitlement to these benefits.

Consider these factors carefully and balance your immediate dental needs with your long-term retirement goals before withdrawing funds.

Book Your Appointment Today

Book Your Appointment Today

Experience exceptional dental care from your trusted dentist in Windsor. Whether you need routine check-ups, advanced restorative work, or cosmetic treatments, our dedicated team is here to provide comprehensive and personalised dental services. Contact us now to schedule your consultation and take the first step towards a healthier, brighter smile.

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Areas We Serve Armadale Prahran South Yarra St. Kilda Toorak Malvern Stonnington

The Dental Co Windsor
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